Turn complex property strategies into client-ready reports — in minutes.
Model buying, selling, renovating, refinancing and future purchases, then show clients the estimated portfolio impact through a clear Strategy Snapshot.
Agency plans from $89/monthCancel anytimeNo lock-in
Current portfolio
Strategy moves
+ Add moveModelled equity — 10 yr
Modelled planning estimate based on assumptions entered.
Strategy Snapshot
Portfolio Strategy Review — M. & S. Harper
Prepared by Harbourline Buyer’s Advocacy · June 2026
1 · Current portfolio summary
Portfolio value
$1.89mest.
Total debt
$1.19m
Equity
$693kest.
LVR
63.3%est.
2 · Strategy moves modelled
3 · Current path vs strategy path
Based on assumptions entered. Not a prediction.
4 · Estimated impact — modelled
*Buying power impact is a planning assumption only — confirm with broker or lender.
5 · Planning notes & questions to confirm
- Extend IO terms and serviceability — confirm with broker or lender
- Possible CGT treatment if IP2 is sold later — confirm with accountant
- Buying power figures are planning assumptions, not lending approval
Modelled planning estimates based on assumptions entered. Not financial, tax, legal, credit or lending advice. Confirm relevant matters with your accountant, broker, lender or licensed adviser.
The real problem
Your clients don’t just need another property. They need to understand the strategy.
Complex portfolio trade-offs are hard to explain clearly in a spreadsheet-led call.
The strategy call today
- Explaining interconnected decisions through spreadsheets on a live call
- Clients leaving without a clear summary of the trade-offs discussed
- Manually rebuilding the same analysis before every review
- Turning notes and screenshots into a professional takeaway
Spreadsheets, screenshots and rough notes make the strategy harder to understand than it needs to be.
What clients keep asking
- “How does this move affect the whole portfolio?”
- “What are the trade-offs between these options?”
- “What should I confirm before acting?”
Most buyer’s agents already do the strategic thinking. Portfolio Foundations helps turn that thinking into a clear client-ready report.
How it works
Model the move. Compare the impact. Export the report.
One repeatable workflow — from portfolio data to a client-ready Strategy Snapshot.
Add the client portfolio
Enter property, loan, rent, expense and assumption data.
Set their goal
The income they want, by when, and what they'll carry to get there.
Choose a strategy move
Model buy, sell, renovate, refinance, PPOR or interest-only scenarios.
Compare the impact
Show estimated changes to equity, debt, LVR, cash flow and buying power.
Create the report
Generate a Strategy Snapshot for the client discussion.
Strategy modelling
Model the strategy conversations your clients are already having.
Buy another investment
Estimate how a new purchase may affect the client’s portfolio over time, including debt, cash flow, LVR and equity.
Sell an existing property
Model the estimated impact of a sale — reducing debt, freeing equity or changing future buying power assumptions.
Renovate
Show how renovation costs, value uplift and rent changes may affect the portfolio on the assumptions entered.
Extend interest-only
Estimate the cash-flow effect of an extension — and flag what the client should confirm with their broker or lender.
Buy a PPOR
Model how a PPOR purchase may affect cash flow, debt position and future investment capacity assumptions.
Refinance or compare scenarios
Model a refinance, then save multiple strategy paths and compare them side by side before presenting the report.
Flag tax considerations carefully
Include assumption-based planning notes and direct clients to confirm possible tax treatment with their accountant or licensed adviser.
The conversations these come up in
The Strategy Snapshot
Give every client a clear record of the strategy discussed.
Turn the strategy conversation into a professional report showing:
- Where the portfolio stands today
- The strategy moves considered
- Current path versus strategy path
- Progress toward the client’s income goal
- Estimated debt, equity, LVR and cash-flow impact
- Assumptions, risks and matters requiring professional confirmation
The goal is not to tell the client what to do. The goal is to make the trade-offs easier to understand.
Strategy Snapshot
Sell IP2 vs hold — modelled comparison
Prepared by Harbourline Buyer’s Advocacy · June 2026
Strategy moves being modelled
Estimated position after sale (modelled)
Debt
−$418k
Equity freed
$214k est.
LVR
63% → 55%
Current path vs strategy path (modelled, 10 yr)
Questions to confirm
- Selling costs and possible CGT treatment — confirm with accountant
- New loan structure and serviceability — confirm with broker or lender
Modelled planning estimates based on assumptions entered. Not financial, tax, legal, credit or lending advice.
Simple pricing for agencies
Two plans, everything included. The only difference is how many active clients you can hold at once.
Agency Professional
$199/month
Up to 30 active clients.
For agencies running strategy calls at volume.
Every plan includes
An active client is a client currently in your working client list. Archived clients do not count toward your limit, and neither does the built-in sample client — archive a finished engagement and the place is free for the next one.
FAQ
Common questions
Portfolio Foundations provides modelled planning estimates, not financial, tax, legal, credit or lending advice. Confirm relevant matters with the client's professional team.
No. Portfolio Foundations is software for modelling planning scenarios based on assumptions entered. It does not provide financial, tax, legal, credit or lending advice.
Ready to make strategy calls clearer?
Get started with Portfolio Foundations and give your clients a clearer strategy reporting workflow — built for Australian buyer's agencies.
Agency plans from $89/mo. Cancel anytime, no lock-in.